Energy efficient windows can help you sell your home

Energy efficient windows can help you sell your home

One of the most cost-effective renovation jobs you can perform is window replacement. In fact, according to Remodeling Magazine, you’ll realize a nearly 73 percent return on the money you invest in installing vinyl windows.

The Value Of Having A Buyer Agent in the Real Estate Process

The Value Of Having A Buyer Agent in the Real Estate Process

Navigating the real estate market we find ourselves in now, characterized by low housing inventory, high buyer demand and volatile interest rates, is challenging for homebuyers. In such a competitive environment, an experienced Buyer’s Agent becomes an invaluable asset, employing specific, tried and true strategies to help their clients succeed.

Colorado ranks highly as best state to retire in

Colorado ranks highly as best state to retire in

Colorado ranks near the top of the ‘best states to retire list,’ securing the second spot in the recent analysis by WalletHub. The personal finance site compared the 50 U.S. states across 46 key indicators of retirement-friendliness from financial factors like tax rates and the cost of living to access quality medical care and fun activities. 

Shopping for a Lender

Shopping for a Lender

The most important step in the home buying process, if you aren’t paying cash, is securing a loan. You’ll need to shop for a lender, compare loan products and get that all-important loan pre-approval letter. Today we’ll take a look at how to go about choosing a lender.

New home construction purchases

New home construction purchases

Owning a home is integral to the American Dream. Owning a home, built specifically for you, with the opportunity to choose colors, floor plan, appliances, and every detail, is truly unique and special!

You can get a loan for a fixer upper

The disadvantages of buying fixer-uppers are obvious: they take time and money to make them livable. The advantages, while not as obvious, may just outweigh the disadvantages for certain buyers or in certain types of markets. Plus, if you play your cards right, you can get an amazing loan that will wrap the cost of the rehab work into the mortgage. You’ll get more house for the money and it will be customized to your tastes and lifestyle.

Buying a 4-unit apartment for your first home

Buying a 4-unit apartment for your first home

Typically, when individuals embark on their journey as first-time home buyers, their initial considerations often revolve around condominiums, townhomes, or modest starter homes. The idea of contemplating a 4-unit apartment as their initial residential choice seldom occurs to many. Nevertheless, this option could serve as an excellent entry point for establishing a real estate portfolio and securing future financial stability.

No down payment? No worries

Are you shut out of the housing market if you don’t have a huge chunk of cash to give the lender for a down payment? Believe it or not, zero to low down payment mortgages are still available and there are ways you can purchase a home with little cash out of your pocket.

Making good financial decisions for your home in 2024

Making good financial decisions for your home in 2024

As you plan your spending and saving routine for 2024, you probably have loads of questions. Are interest rates going up? Could the housing market crash? Is inflation finally easing? Those answers are out of your control, but there is one area where you hold the power: your home.

How to save money when you buy a home

How to save money when you buy a home

If you’re considering buying a home, do yourself a favor and stop looking at homes for sale online and take some steps to ensure you save money on the purchase. Sure, it takes a little time and effort but the payoff may just be a lower monthly house payment.

Retire Right: Ongoing improvements and safeguards

Reverse mortgages have been around since 1988 and there have been dozens and dozens of revisions and improvements over the last 35+ years. Some of the best and most significant changes have just occurred in the last 10 years.