To wait or not to wait, that is the question

As Americans, we are typically very reactive versus proactive. I am here to tell you that nothing gets better with time except fine wine and cheese (at least that is what I am told). Let’s take a few examples that many of us can relate to in our everyday lives. Let’s...
Retire Right: Is the Goal to Pay Off Your Mortgage?

Retire Right: Is the Goal to Pay Off Your Mortgage?

Many of us have deeply rooted beliefs, which date back to the Great Depression, that we must pay off our mortgage. Does this belief still hold true today? Is paying off your mortgage the best investment strategy given all the new products and solutions available?

What options do the heirs have when it comes to reverse mortgages

What options do the heirs have when it comes to reverse mortgages

One of the largest misconceptions with reverse mortgages is that the homeowner loses ownership of the home, and they cannot pass the home onto their heirs. That is simply not true, you still retain ownership, and you can absolutely still pass the home to your heirs in the future.

Are reverse mortgages expensive?

Are reverse mortgages expensive?

People ask me the question, are reverse mortgages expensive? I typically reply by asking the question, “compared to what”?  

Housing market trends: Signs nationwide show upside for buyers

Housing market trends: Signs nationwide show upside for buyers

The housing market continues to be challenging for home buyers and sellers alike, especially in Boulder County where price increase and low inventory exceed national averages. Experts suggest patience and a knowledgeable Realtor help navigate these unprecedented market challenges.

Is Buying a New Home Now Financially Savvy?

Is Buying a New Home Now Financially Savvy?

Given today’s market, is it better to wait to buy that new house, sidelining the lifestyle you crave, or is it financially wiser to take advantage of the equity you have now?

Are there alternatives to foreclosure?

Are there alternatives to foreclosure?

At the first sign of not being able to make the monthly mortgage payment, the homeowner should start out with contacting a real estate attorney, a Realtor®, and their mortgage lender to review all the options