First Time Home Buyer

Home for the holidays – gift giving to first-time home buyers – Part 2
An exceptional gift idea is helping your relative or loved one with an interest rate or mortgage buydown



Home for the holidays – gift giving to first-time home buyers – Part 1
In this season of giving, why not get someone started with a gift and then help create a plan for monthly contributions to an FHSA to save up for a specific down payment by a specific date.



Marry the house, date the rate
If you have found your dream home, don’t let the interest rate scare you away. Marry that house. Date the rate.



Do falling home prices offset higher interest rates?
Now that interest rates have risen from the 3.5% range to the 7% range, will home prices decline to balance out the purchasing power?
Don’t Be Spooked
With a well-executed strategy and a big-picture outlook, purchasing in our current market can be far from ghoulish — and actually a positive experience.



What is a 2-1 buydown and how can it benefit you?
At its core, a 2-1 buydown is a type of mortgage agreement between a home buyer and their lender. If it’s right for you, it could open up options and get you into your dream home.



Rising interest rates decrease purchasing power
Today’s market is tough on first time buyers. The inventory of homes and condos purchased by first-time buyers continues to be low, and along with inflation, home prices are being pushed upward in most markets.



June is Homeownership Month because homeownership matters
Studies have shown for years that the net worth of homeowners has always surpassed that of renters. All that being said, it is more important to own your own home than ever before.



The difference between discount brokers and bespoke brokerages
Discount brokers are growing in popularity, pitting them against traditional Realtors in the race for listings. But are discount brokers too good to be true?



Millennials Are On The Move Across the Front Range
To get insight, WK Real Etate’s emerging and established real estate professionals, who themselves are millennials or Generation Z, give us their take.



6 fiduciary duties of a real estate agent
The real estate agent is often considered a fiduciary, which establishes them as a trusted source who is obligated to keep the client’s interests and desires in mind while maintaining various boundaries.



Are you and your real estate agent a match?
Meeting a new real estate agent occasionally feels like a first date as you trade a bottle of cabernet for talks of comps and closing costs. But with so many real estate agents available, it can be hard to find a dream match for your dream home.



Co-signing a mortgage for a relative Should I or shouldn’t I?
Frequently, first-time homebuyers will turn to relatives to help with a down payment or to co-sign on the loan. However, all the parties involved need to be very aware of the pitfalls before agreeing to this arrangement.



Crystal ball anyone? Real estate predictions for 2022
The 2022 nationwide housing forecast by Realtor.com showed a continued slowing from the spring 2021 frenzy. But much is expected to stay the same, according to Realtor.com: Prices will stay high and inventory tight, even while mortgage rates rise.



Free home buyer and seller seminars presented by Noel & Martinez Team
The Noel and Martinez Team at RE/MAX Alliance is offering free home buyer and seller seminars on Wednesday, April 6 and Wednesday, May 4, 2022.



Boulder one of top five hottest real estate markets
Winter of 2022 has been hot for many of America’s real estate markets – and Boulder ranks among the top five.



Boulder County market conditions: January 2022
Ready to learn more about what to expect if you’re buying or selling in Boulder County? Here’s what you need to know.



Tips for checking the adequacy of your Homeowners Insurance
In the aftermath of the devastating Marshall Fire, home insurance is top of mind. For those of us fortunate enough to have escaped this urban wildfire, now is the time to review your insurance policy.



You can’t outsave the market: the lowdown on low down payments
First-time home buyers frequently face the challenge of saving for a large enough down payment for their first home purchase.



5 trends that will move mortgages and housing in 2022
Here are trends to watch in 2022 relating to mortgages, housing and real estate.



Real estate new year’s resolutions for 2022
It’s time for New Year’s resolutions! This year, why not add a real estate resolution or two to your list–and see if you can make it happen?



Preparing for home appraisal
The appraisal process is a vital part of a home sale. You can take steps to ensure it goes smoothly.



Gift of a lifetime for first-time home buyers – Part 2
The holiday season is upon us and you may be thinking about finding a special or unique gift your family member or loved one could use for years to come.



Realtor.com® 2022 Housing Forecast reveals a whirlwind year ahead for buyers, especially first-timers
Americans will have a better chance to find a home in 2022, but will face a competitive seller’s market as first-time buyer demand outmatches the inventory recovery, according to the Realtor.com® 2022 Housing Forecast.



Gift of a lifetime for first-time home buyers – Part 1
In this season of giving, why not get someone started with a gift and then help create a plan for monthly contributions to an FHSA to save up for a specific down payment by a specific date.



Tips for selling or buying homes with solar panels
Selling or buying a home with a solar panel system lease or loan could introduce a few challenges for a real estate transaction.
Features and floor plans: Dream home considerations for real life
While it’s helpful to have a vision, it’s often difficult to find a real-life floor plan that matches your dream-home expectations.



New mortgage qualification help for student debt holders
recent changes in Federal Housing Administration (FHA) make it easier for those with student loans to qualify for a mortgage.



Best week of the year to buy a home
Nationwide, the best time to purchase a home will be the first full week of October, according to a recent Realtor.com® report.



Where’s the sun?
It’s essential to know where the sun is relative to the home you are thinking about buying.