Tornado developing over Weld County seen from Boulder on June 7. (Photo: Ivy Images/Shutterstock).

Hurricane season is descending on some coastal regions, and that means it’s a good reminder to prepare for potential weather disasters. However, even if you don’t live in a hurricane zone, every part of the nation runs some kind of weather risk, ranging from tornadoes and storms to floods, fires and earthquakes.

We’ve offered these tips to get you started on a plan. For fully detailed information on how to prep for severe weather, including advice specific to particular problems, visit the Federal Emergency Management Agency’s planning site at

Make sure your home is prepared for emergencies in your region
If you’ve lived in an area for a while, you probably already know the most likely harsh weather coming your way. But if you’re new to a region, or if you plan on moving to a new one, it’s wise to make sure your home is prepared.

In hurricane zones, for example, hurricane shutters are useful tools to quickly shut and protect your windows without having to hammer up plywood. Installation generally costs about $3,800. In many cases, these shutters will get a discount on your insurance.

Tornado-prone areas require shelter that you can reach quickly and hold out for a while. An underground shelter, which can be built outdoors or in a garage or basement, can give several people protection for the duration of a tornado. Underground shelters usually cost about $6,000.

Local experts and contractors can guide you on other things you can do to protect your home, such as additional roof supports in high-wind areas.

Don’t forget the outdoors
Trees with dead or dying limbs can cause a lot of damage in high winds, so keep those pruned. If you have enough advance warning before a storm, secure loose yard items such as lawn furniture, potted plants and toys. They can easily become flying projectiles.

Be ready to shut down home utilities
If you don’t already know how to shut off the water, electrical and gas supply lines to your home, find out as quickly as you can. Your regular pro can answer this for you if you don’t already know. (Regardless of bad weather, this is good information for any homeowner to know!)

While you’re at it, make sure you know how to operate basic elements of your house while power is out. For instance, electric garage door openers have a manual release lever, but that does you no good if you don’t know where it is.

Plan in advance
The most important tool in an emergency is a calm and prepared mind. Have a family plan about how to respond to an emergency, and practice it. Follow FEMA’s guidance at for how to prepare supplies to shelter in place for three days.

Keep a contact list of all the professionals you’ll need to contact once the danger is past. One of your first calls should be to your insurance agent.

By Paul F. P. Pogue, Ask Angi (TNS). Visit for more information.