Rob Proctor

Rob Proctor

Checking the heating and cooling system is one of the most important parts of routine home maintenance and one that many homeowners pay little attention to. Once they learn, however, that the price of a new system could set them back between $5,000 and $7,000 their interest in maintaining it increases.

You may want to replace the system anyway when you consider that maintaining an old or inefficient furnace is almost as costly as replacing it. In addition, the operating cost of a dated system is far more than that of newer, energy-efficient heating and cooling systems.

Heating and cooling your home, according to the experts at the Department of Energy (DOE), eat up almost half of your energy bill.

Before you replace that system, let’s take a quick look at what types of heating and cooling systems are available.

Central heating and cooling systems
These are the most common systems in the United States. They’re inexpensive and popular because the air conditioning system can be combined with the heating system.

The central heating system works by heating air in a furnace and distributing it throughout the home, via ducts and heat registers.

The disadvantages of central heating include:

  • Leaky ducts: If the ducts aren’t insulated properly or they leak, they waste energy.
  • Size of the ducts: because they are large they take up space that could be used for other purposes.
  • Dust: Ducts tend to gather dust which is then distributed into the living areas of the home.

Hot water
Hot water is used in two types of systems, the radiator and radiant floor heating. Both systems work by distributing heat from a boiler to either the radiator or a system of pipes beneath the floor. Some radiant floor systems utilize electric cables instead of hot water.

Mini-split system
This system is also known as the ductless air-cooling system. While it’s similar to the ducted system its smaller size makes it ideal for smaller areas.

If you want to go ultra-modern with your heating and cooling system, consider the geothermal system. The geothermal heat pump gathers heat from the earth and distributes it throughout the home. To cool the home, it does the opposite, taking heat from the home and depositing it in the earth.

Geothermal systems are quite efficient and can result in a 70 percent reduction in the cost of heating a home and a 50 percent reduction in cooling costs. The biggest drawback is that the installation of a geothermal system is quite costly.

Even newer systems should be inspected, cleaned and serviced once a year.

By Rob Proctor. Rob is the Broker/Owner of At Home Real Estate Company in Loveland. Born and raised in Loveland, Rob calls Northern Colorado (Loveland, Fort Collins, Greeley and Windsor) his home with his wife and three daughters. To contact Rob, call 970.481.2133, e-mail [email protected] or visit