Boulder Creek Neighborhood’s drawing power is the lower-maintenance lifestyle ingrained into each home.

Boulder Creek Neighborhood’s drawing power is the lower-maintenance lifestyle ingrained into each home. (Photo: Boulder Creek Neighborhoods).

There’s no better time for lower-maintenance homes in Boulder County

Trevor Bellows, President, First Creek Lending

Trevor Bellows, president of First Creek Lending and a preferred mortgage loan originator with Boulder Creek Neighborhoods

The 2024 Boulder County housing market is off to a promising start. “I think we’re going to see all the people who were putting everything on hold in 2023 making a move,” said Ardee Imerman, a broker with WK Real Estate. 

She explained, “2023 was a time of uncertainty for many buyers and sellers. This year, it gives me hope that buyers and sellers are more relaxed, more hopeful and more positive about the market.”

For Trevor Bellows, president of First Creek Lending and a preferred mortgage loan originator with Boulder Creek Neighborhoods, the good news is “we’ve finally adjusted.” The tumultuous market shifts of the early 2020s are behind us, and an environment of startling interest rates has ebbed. He said, “Consumers are willing to move forward.”

Bellows credits the Federal Reserve with helping mortgage rates reach a “new normal,” adding, “It would seem the Fed’s plan for the past two years has been spot-on.” 

Thus, both Imerman and Bellows believe this year is a great time to invest in a home, especially “if you, your realtor and your lender are creative,” noted Imerman. For example, clients may work with their loan originator on a buydown or pay discount points at the closing to obtain a lower interest rate. Another well-timed option, Imerman said, is a new build, where there are no surprise fees or extra labor after move-in. “If they go with an older home and remodel, buyers are not quite sure how much it’ll cost in the end,” she said. “Are they paying $75,000 or $180,000 to redo this? How much work will it take, and how long? That feels too daunting and time-consuming.”

Limited Edition Collection at Baseline in Broomfield is coming soon.

Limited Edition Collection at Baseline in Broomfield is coming soon. (Rendering: Boulder Creek Neighborhoods).

Benefits of a new build
In a traditionally tight inventory market like Boulder County, a significant percentage of buyers “want all the bells and whistles, they want everything new and they have no time or appetite for remodeling,” Imerman said. “People want a new build because they work full-time, they work out of their home or they want to do something else with their weekends.” 

Imerman often urges these clients – who are seeking a finished home in the design and appearance of their choice – to consider the Louisville-based lifestyle builder Boulder Creek Neighborhoods. “I feel really comfortable showing a Boulder Creek home because they have a long, proven track record of building in the area,” she said. 

Jessica Champlin, chief revenue officer at Boulder Creek Neighborhoods, appreciates the praise. “We have been creating lower-maintenance communities in Boulder County and beyond since 2006, and we’re excited for the new communities we’re bringing to market in 2024.”

Imerman suggested that many of those moving this year will be grandparents who sat out the market last year but finally want to relocate closer to grandchildren, parents who have been waiting to buy a bigger home for their growing family and retirees seeking a “right-sized” haven for their next phase of life. “So many people want to live here, with many of our clients following their children or even following their parents to Boulder County,” she said. 

Creative indoor and outdoor living spaces inspire coming together in new ways.

Creative indoor and outdoor living spaces inspire coming together
in new ways. (Rendering: Boulder Creek Neighborhoods).

Champlin agreed. “We often see the grand-baby chaser buyer as a perfect fit for a Boulder Creek home. They appreciate the main floor lifestyle and lower-maintenance details, freeing up their time to spend with family.” She adds with a laugh, “They want to be close to the grandkids, but not too close.”  

Imerman believes “the best time to buy for most families is now,” particularly when it comes to new construction. “New homes already have so many of the features people really love,” she said. There can be a trade off to new construction, which is often timing. Champlin admits, “Starting from scratch, or ‘dirt’, can be a longer process, but the benefits are many in that buyers can select details of the home of their dreams.” Alternatively, Boulder Creek also offers what they call “showcase homes” – quicker move-in opportunities that have been professionally designed by the builder’s talented staff. “We have a few showcase patio homes right now in Erie, and the finishes are stunning,” Champlin adds.  

No better time to buy than now
Like Imerman, Bellows’ advice for those strategizing to buy in 2024 is clear: “Buy it now. Don’t wait. Rates can be refinanced. Appreciation will continue, so don’t miss out,” he said.

More specifically, Bellows expects 2024 interest rates to remain steady, as the current “mid-six percent rate is healthy for our economy.” Moreover, 2024’s positive correlation between interest rates and home prices bodes well. Wading into the details, Bellows said, “I think higher interest rates and higher purchase prices coincide and have adjusted with higher incomes. Mortgage Banker’s Highway has reported the combination of higher rates and higher home prices versus higher incomes has kept it within five percent. Then account for four- to five percent appreciation and drop rates a bit in 2024, (and) we might see an affordability index similar to 2019.”

Boulder Creek Neighborhoods listens closely to the needs of the market and works to deliver a variety of lower-maintenance homes across the Front Range. “Our floorplans vary from community to community,” said Champlin. “We’re very well known for our ranch-style patio homes like we are currently selling at West Edge at Colliers Hill and bringing in April to The Knolls, but homebuyers also really love the smaller sizes of our two- and three-story wee-Cottages.” True, as Boulder Creek’s wee-Cottage at Rogers Farm neighborhood is nearly sold out less than a year after the grand opening.  

“The number one reason that people buy a Boulder Creek home is for the lifestyle,” Champlin said. “We talk with homebuyers every single day who are seeking a change, wanting to recapture that free time. For those folks, the temporary challenges of the interest rate environment are an easy trade off to make as they take the next steps to living the life they’ve always dreamed of living.”  

When it’s put that way, it’s hard to argue. Explore move-in ready homes, future neighborhoods like The Knolls easyHouse® patio homes in Westminster, and Limited Edition three-story designs at Baseline in Broomfield and learn more about Boulder Creek Neighborhoods at livebouldercreek.com. The Boulder Creek concierge team is also available to answer questions or provide more information at [email protected] or 303.309.0088.

By Sarah Huber, At Home Colorado

Boulder Creek Neighborhood's homes offer a lower-maintenance lifestyle

Boulder Creek Neighborhood’s homes offer a lower-maintenance lifestyle allowing you to spend more time with your family and to pursue your passions.