BOULDER – Owning a home has always been an important part of the American dream. But for many people, home ownership always seems to be just beyond their reach.  Does this sound familiar?

You may think that you don’t have a chance at qualifying for a home loan. Perhaps you have been turned down because of your credit score, or you are saving up for a down payment right now. Well, here’s some good news.

Home Partners of America is introducing a new way for Colorado consumers to own the home of their dreams. These are quality homes, in established neighborhoods with good schools. The Home Partners of America program allows you to lease a home for up to five years before you buy it. Of course, you can purchase your home whenever you decide the time is right.

“Home Partners is a very consumer-focused program that provides consumers with unprecedented flexibility and choices,” says Ro Troia, associate broker for Coldwell Banker Homes and head of the Troia Team in Boulder. The Troia Team has been selected as one of the premier agencies to bring Home Partners of America to the Front Range. Coldwell Banker Residential is a preferred partner with Home Partners of America.

“The process is transparent from the start. You know exactly how much rent you will be paying each successive year that you live in the home. You don’t get that as a typical renter, anywhere,” Troia explains. “You also know exactly how much the home will cost if you decide to purchase it.”

This can be ideal for consumers who are trying to get back on their feet, because they know exactly what their housing costs will be. After fulfilling their lease commitment, renters can decide at any time to end their Lease with Right-to-Purchase agreement with no obligation.

Home Partners is helping more people get into great homes, in neighborhoods they love, with the opportunity to build a more secure financial future.

Can Home Partners of America help you find and own a home? The first step is to complete an application. Once you are approved, the HPA will determine the maximum monthly rent that you qualify for. Then the Troia Team will help you find a qualifying home. You decide how many years you want to lease your home while you work towards ownership.

Ro Troia says that Home Partners of America is also popular with would-be renters who can’t seem to get a foothold in this ultra-tight real estate market. When you lease to own… you’re home.

The Home Partners approach provides meaningful benefits for prospective homeowners, the communities it serves, and the real estate community.

To learn more or enroll in the program visit, call the Troia Team at 303.589.3966 or e-mail [email protected].

By L.L. Charles, At Home