Horsetooth Reservoir.

Horsetooth Reservoir. (Photo: Shutterstock).

Bill Myers

Bill Myers

Making the decision to relocate to a peaceful and serene rural area can be an incredibly fulfilling experience, especially during your golden years. One such idyllic location that has captured the hearts of retirees and nature enthusiasts is Larimer County in Colorado. Known for its awe-inspiring natural beauty and affordable cost of living, this region is the perfect place to settle down and embrace a new phase of life. This comprehensive guide has been carefully curated to ensure that your move to this serene haven is as seamless and stress-free as possible.

Understanding the pre-move assessment

When it comes to downsizing and relocating to a more manageable home, the process can seem overwhelming. However, by conducting a thorough pre-move assessment, you can ensure a smooth transition that aligns with your retirement income and lifestyle needs. Start by identifying your motivations for the move. Perhaps you’re looking to save money and reduce your living expenses, or maybe you’re seeking a simpler, more minimalist lifestyle. Whatever your reasons may be, understanding your motivations can help you stay focused and motivated throughout the downsizing and relocation process. Next, evaluate your current living situation. Take inventory of your belongings and determine how much space you actually use on a daily basis. This will help you identify what you’ll need in your new home, and what you can do without. Consider selling or donating items that you no longer need or use, and focus on keeping only the essentials. Finally, ensure a smooth transition by aligning your retirement income and lifestyle needs with your budget. Consider factors such as the cost of living in your new location, any potential changes to your healthcare needs, and your overall retirement goals. By taking a comprehensive approach to your pre-move assessment, you can ensure a successful downsizing and relocation that meets your needs and aligns with your budget.

The Larimer County lifestyle and community

Larimer County, Colorado is a great place to live for those who love the outdoors and community. The area offers natural beauty, outdoor activities, and a friendly atmosphere. The Poudre School District provides quality education, and Colorado State University is nearby. Crime is low, and healthcare is excellent. Larimer County offers a new way of life that’s hard to beat.

The property selection process

Engaging a knowledgeable local real estate agent can be invaluable when selecting a property. They can provide insights into suitable properties that align with your budget and lifestyle needs. For instance, a cozy, single-family home nestled in the heart of Fort Collins could be attainable for a budget in the mid $400,000s. On the other hand, if you’re looking to build your dream home from scratch, plots of land in more remote areas of the county can be a great place to start. Your agent will be instrumental in navigating the local market trends and understanding properties’ proximity to essential amenities.

Financial and legal considerations

Understanding the financial landscape, including local taxes, is crucial. Thankfully, Colorado offers a significant economic benefit for retirees – it’s known for having a relatively low tax burden compared to many other states. Furthermore, the cost of living in Larimer County is comfortably below the national average, meaning your retirement savings can stretch further. Legal considerations, such as understanding zoning rules and ensuring your chosen property has legal access, are also essential and can be clarified with the help of legal advisors.

Embracing sustainability: The environmental impact of downsizing

Downsizing and transitioning to rural living in Larimer County presents a unique opportunity to reduce your carbon footprint. Smaller homes naturally require less energy for heating and cooling, while the rural lifestyle encourages living closer to nature. Larimer County promotes sustainable living, with resources such as farmers’ markets for locally-sourced produce and programs for recycling and composting readily available. Additionally, with Colorado’s abundant sunshine – approximately 300 days a year – solar energy usage is commonplace in many homes throughout Larimer County.

Selling your current home and making the move

Before fully embracing your new life in Larimer County, you must sell your current home. Preparing your home for sale, including staging and minor repairs, ensures you extract the maximum home equity. The downsizing process also involves a significant decluttering stage – an opportunity to keep what’s essential, sell or donate what’s surplus, and discard what’s no longer needed.

Embarking on rural living: A wonderful new start

Moving to a rural area can be a thrilling adventure, and once you’ve settled in, the real journey begins. One of the best things you can do to feel at home is to join local community groups and make new acquaintances. Embracing your new surroundings is key, and spending time outside can help you do just that. Take a moment to admire the stunning scenery, and don’t be afraid to participate in the many recreational activities available in your new community. With a positive attitude and an open mind, rural living can be an incredibly fulfilling experience.

Conclusion: Embracing the adventure

Moving to rural Larimer County, Colorado offers a chance to embrace a new lifestyle. The area boasts stunning mountain views, winding rivers, and lush forests, perfect for nature lovers. It also offers financial advantages due to lower costs of living and self-employment opportunities. A sustainable way of life is possible by supporting local farmers and utilizing sustainable energy sources. Careful planning and professional advice are necessary, but this adventure is worth taking to transform your life and enjoy all that this idyllic area has to offer.

By Bill Myers. Bill is a Realtor with C3 Real Estate Solutions and lives and serves Larimer County, Colorado. Learn more at or call Bill at 970.599.0011.